You probably know that renter’s insurance covers your personal possessions, but most policies also include additional coverage that makes it well worth the very reasonable cost;
- Coverage of your possessions when you travel, such as theft from your car or stolen luggage.
- Liability coverage should a visitor be injured in your rental. For example, a bite from ‘Fido’.
- Loss of use coverage, if the home becomes damaged and uninhabitable, will help with cost of temporary housing and more.
- Your landlord’s policy does not cover any of the above, so it’s up to you to make sure you are protected if the unforeseen should occur.